Finance

Finance is Key to building Generational Wealth

Finance is absolutely critical when it comes to building a successful property portfolio. Get it wrong, and you could find yourself stuck with just one investment property—get it right and you can build a massive portfolio and generational wealth for your family. Poor structure and planning can seriously limit your borrowing power and long-term growth. Speak to our property investment finance experts today to make sure you’re set yourself up to build a sustainable property portfolio – whatever your goals maybe.

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Initial Discussion

Strategy Plan

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Recommendations

Loan Application

Pre-Approval

Loan Settlement

Loan Monitoring

Ongoing Support

Borrowing Capacity

No two lenders are the same - you need to shop around

Going straight to your bank is one of the biggest mistakes you can make when trying to build a property portfolio. Every day, investors get shut down or max out their borrowing capacity because they just don’t understand how lending really works—get it wrong, and you could sabotage your entire investment future. Talk to us, we have a panel of experienced brokers that can help guide you on how best to build & finance your investment portfolio.

Mortgage FREE

Want to know how to pay your Mortgage off in 7-10 years?

Imagine a life without mortgage payments, just enjoying your home without having to pay the bank? We have proven methods that can make this possible for you and your family, you just need to know how.

100% Finance

Imagine being able to buy an investment property with ZERO deposit?

Unbelievable right? But we have a funding solution that could make this a reality. Contact us to see if you are eligible.

Frequently asked questions

Does the club have people that can help with finance?

YES! We have partnered with the best mortgage brokers in the industry that understand Property Investment finance and know how the best financing solution based on your individual goals and longterm objectives. Give us a call and we will put you in touch with one.

How do I calculate my borrowing capacity?

Talk to us. All lenders calculate things differently and you would be amazed (like we are) just how much this can change from lender to lender. Talk to one of our Mortgage Brokers as we would be happy to help calculate your BC.

How much deposit do I need for an investment property?

There are many ways to finance an investment property but typically you need 10 to 20% deposit. Many investors will also use equity in their current home as the deposit. Talk to us as we have several finance options including up to 100% finance option.

Is it possible to pay my mortgage off in 7 to 10 years?

Yes, in many instances and depending on your circumstance this is possible, but you need to talk to our Finance Experts to see if this is possible for you. Please reach out and we will be in contact with you to see if this is possible.

Is it better to have P&I or Interest only loan?

LThsi depends on your individual circumstance. In many cases Interest only reduces your monthly mortgage payment but you are not paying down any of the principal. If you can afford P&I payments in most instances this is preferarable. Talk to our Mortgage Brokers about your options.

I'm a first home buyer, what schemes are available to me?

There are several government schemes that can help you, please talk to our Mortgage Brokers to help understand which scheme you qualify for.

What is Rentvesting & is it easier to get a mortgage?

Rentvesting is a strategy where you rent a home to live in while owning one or more investment properties elsewhere to build wealth. Sometime it is easier to borrow money for a rental property than your own home as the rental income is picked up as income while your mortgage payments on your own home is not. Again speak with one of our Mortgage Brokers to understand your options.

Should I speak directly with my bank or a Broker??

Fore sure you can speak directly with your bank but understand that the bank only offers “their products” where as a good Mortgage Broker can access to 30+ lenders. In most instances a good broker should be able to get you a better deal than if you go direct. Talk to us about your options.

Need help with finance? Talk to one of our experts today.

Give us a call—we won’t bite, and we won't judge either. We’re here to give you straightforward, expert advice and help structure your lending the right way, so you can confidently reach both your short and long-term investment goals.